The incremental slide

The debate in Congress over the 'Health Care' bill has forced me to look at all that is and has happened in this country during my brief life. Looking at the debate and contrasting that to other differences in our society I think I have come to the simple conclusion that both sides of the aisle are more focused on incrementalism towards a goal they disagree with than the subject at hand.

On the political right, conservatives fear more than anything else that Socialism is the targeted direction and health care is just the next big hurdle. They may be right and looking back at the incremental steps made towards that end can be seen through the action of their opponents. Name a single thing that you do on a day to day basis that is not directly controlled, taxed or manipulated by the government ....

On the left, giving in on any portion of the debate will lead to safe ground where the opposition can build (or take away) from something they hold dear. Example: Covering abortion under the massive health care overhaul. Any argument about federal spending for this by the right is immediately responded to by stating that we can't interfere with a women's right to choose. After all, giving in on this topic might just lead to an overturn of Roe v. Wade.

The arguments around a single payer system are vast. The one that I continue to be amazed by is where the folks on the left are 'for the little people' and that we need to deliver services to those that can't afford to pay for themselves. I am a BIG proponent of helping out, donating time and money, looking out for those less fortunate and insuring that nothing stands in the way of someone living up to their own potential. However, the argument of taking more and more from one class of people to a different class of people with the threat of prosecution is not looking out for anyone. Plain and simple it is extortion and theft. Even if 100% of the additional money collected went directly to those less fortunate - doing so through threat of prosecution is a direct attack on the liberties of another.
On the other side of the argument.... we have some in our society who forget or fail to acknowledge that their good fortune comes by the grace of God. That their good fortune has been given to them for a reason and that we are all just here temporarily. Yes, hard work and commitment are the tools that many of them used to gather their wealth but they were given the opportunity by a power higher than themselves.

While this post is not nearly complete - I want to close with a small example of how much trouble the current direction by our government is causing us. Consider the data last reported (2008) shows that we have roughly 19.7 million government employees in the United States. This includes state and local along with military and federal. While they don't all make the > $100,000 that was recently reported .... if we estimate that each employee makes $70,000 (unburdened costs) a year. I am using simple math for estimating and the numbers could be much more extreme if we dig in to it in more detail. How many non-government employees does it take to pay their salaries? If the non-government employee made the same $70,000 and were taxed at 15% and the entirety of that tax went to pay direct salary payments to the government employee ..... it would take 131,500,000 citizens just to pay the salaries.

For those that claim the government pays the employees not Joe Public. Please remember that the government doesn't have anything. The government does make anything. The government does truly sell anything. When the government prints more money the only thing that changes is the volume of money. This in turn has the adverse affect making the money in your pocket worth less.

Back to the example - what happens if 10% of the public were to lose their jobs? In an effort to jumpstart the economy the government creates new jobs - but they are government jobs, what happens to the model. In order to pay for government employees taxes are raised to 16.7% and the government can then hire an additional 39,450 employees. All this while 13.15 million of the previous 131.5 million workers are now out of work. THIS MODEL SIMPLY DOES NOT WORK! Remember this when the Census workers are on the payroll and we are told that unemployment just dropped dramatically.

When the government takes and takes and demands more and more from its citizens it no longer works for the people. Instead the people are working for the government. Abraham Lincoln closed the Gettysburg address with "that this nation, under God, shall have a new birth of freedom -- and that government of the people, by the people, for the people, shall not perish from the earth. " Let us not forget those words and do the right thing for God, country and each other.

Positive thoughts on Obama and the health care debate

Again, I have been quiet. Nothing nice to say - don't say anything.

That has changed. The debate on health care in the United States has a tremendously positive side to it that I am thankful to those in Washington for. What could a generally conservative individual have to say about this situation that was positive? Quite simply - this single item has brought many people to the party. Yes, people are investigating the information that Washington has been putting out and they are discussing it.

For a society that was told that President George Bush was the most devisive president in recent history, the current environment which we live in has seen a new champion. I think it fair to conclude that the current elected body (House and Senate combined) along with President Barack Obama, have divided this country further and quicker than any that I can remember. This time, the people are fighting back. Not a physical fight - but a political one. People are informed at an ever increasing rate and they are discussing the topics with a renewed vigor. All the while - they are realizing that we have been lied to. Yes, lied to by our government and backed up by the media.

I also wanted to thank President Obama for showing me how to view expenses and what to do when they are not focused on what I care most about. President Obama has shared with us that 16% of our GDP is spent on health care and if left unchecked it could move to 25% very quickly. So, I went back and looked at the family funds to see where our money is spent and if it was in-line with what we want to be focused on. Not surprising - we are at odds with some expenditures and I am now looking at ways to reduce those that I don't feel are appropriate percentages of the family income. For starters - my family spends more on state income tax than car payments, car insurance and gasoline .... combined. My family spends more on Social Security (that program that won't exist when I actually get ready to use it) and Medicare than we do on food, clothing and entertainment. Can I opt out of those? The family household spends more money on taxes (not including the sales tax, property tax, gas tax, utility tax and all the other taxes that are 'built in' to the price of everything we consume) than our mortgage and private school bill - COMBINED.

Yes, my family decided to send our children to private school. This is an expense that we opted to pay and believe it is the best use of our money. Unfortunately, we don't seem to get a vote in where the majority of our money is actually going. In the end - I could choose to move to a less expensive home, drive a less expensive car, elect to purchase less expensive insurance (life, health, automobile, property), donate less to my church, use my time to make more money instead of volunteering or even contributing less to my 401K plan .... but those are my choices. With a government focused on spreading the wealth, and burdening my children and their future families with debt - I have no choice.

But then again, I do. I vote. I also will exercise my rights under the Constitution. Specifically, my right to free speech.

Watching the talent

As I reported in my previous post, I enjoy watching others use their talents and abhor watching someone trying to force their way through something they have not been granted the talent to perform. In just a matter of a few days I was able to watch and then experience up close the use of individual gifts to a the ultimate. This time it was on the field of sports -specifically soccer.

Friday evening I attended the AC Milan vs. Chelsea game and felt that I was watching a canvas being painted. It has been a while since I attended a professional soccer match in person - so this evening was something special. Professional athletes are impressive when they work their craft to its highest form. Yes, watching the individual talent of Ronaldinho was fascinating. However - what I enjoyed the most was watching the collection of athletes working together up and down the field. Not only did they move the ball - but they created a piece of art on the canvas of the pitch. It truly was a thing of beauty.

The second event was more personal but still directly related to one of my favorite sports. The soccer program that I assist in is hosting a high school preparation training camp. The camp is run by one of my heroes as I was playing high school ball - Mike Stankovic . It was a great pleasure to watch Mike work with the kids and meet him as a fan of the game. I was treated to another level of joy when Mike asked me to assist him. This week I am working alongside Mike in teaching, tutoring and training a great group of kids. On the selfish side - I also have been given the opportunity to take the field with Mike and play the game we both love. Mike is wonderfull with the kids. What is more impressive is to watch his love of the game transferred to the kids. He definitely has a gift (he still has it) for the game but he has coupled that with his concern for the youth who also love the game.

Bringing joy (and a good bit of sweat) to the players is an absolute joy to watch ... and participate in.

Made me laugh

I wish I had my camera, or phone, out when I drove past the yard last night. On my way to a meeting - I was cutting through some back roads. Up ahead it appeared that a family was holding the summer time garage sale. Much to my surprise, the sign out front said

Going out of marriage sale. Everything must go!

While there is a sad note to the story, the sign made me chuckle. There was someone with a different view on the subject. There was someone who understands the value of marketing their own unique message.

If I drive by and the sign is still there - I will upload for all to enjoy.

What a feeling

I know I have been rather lazy when it comes to updating this blog. The fact of the matter is that I have not seen much in the way of positive ... anywhere that I wanted to write about. I have made a commitment to myself (and family and friends) to be more positive - so when you have nothing to say - stay quiet.

That all changed yesterday. Let me first say that this is not a story about recapturing my youth, nor is it 100% about the accomplishment of two of my favorite people in the world (my two sons). No, this is bigger than that - but you must read this entire post to see it.

Late last week I receive an email - enticing me to send my two sons to baseball camp. Not just any camp - this was the Ripken - MLB experience. My wife and I offered this to our oldest son several years ago and he turned us down - just not his style. This year, our youngest jumped at the opportunity and his older brother was right behind him (still not his style but was intrigued). My wife worked out the details via phone and email and the boys were registered.

I planned to take my two baseball buddies to camp for the first day. The primary reason was to insure they were comfortable. The secondary reason was that recapturing my youth thing - live through my kids - and I would have given my left arm as a kid for the opportunity in front of them. We arrived early, my natural time, and took our time touring the campus. WOW! After wiping the drool from around my mouth after spending just 10 minutes at the Academy, I 1) wanted to sign up myself and 2) thought now was a good time to check the boys in.

Check-in could not have been more welcoming and professional. In addition to that - my guys were presented with their new Under Armour bat bags, baseball pants, home and away jerseys, belts, socks and team hats. For sake of completeness - this was a downer - as a Baltimore native having one son assigned to the New York Mets was one thing, but my oldest son was placed on the New York Yankees team (HELP!!!!!!). From here we sat down at Cal Sr.'s field to wait until the events started. The photo to the left is the view from the seats. YES - this is one of the fields for the kids under 12.

From here - things only improved. There was a parent meeting held by the G.M. for Ripken Baseball who presented the goals for the week, a little history of the program .... then the offer of juice, coffee, fruit and danishes as the program changed gears. At this point I went back to standing well behind my sons and listened as the program really started. There were a series of brief introductions which included biographies of a few past MLB'ers (Dennis Rasmussen, Bill Campbell, Kevin Bass and Al Bumbry). From there the kids were sent off to the batting cages behind Fenway Park (just one of the replica fields in Aberdeen). As they arrived at the cages - they were met by the Ripken brothers. Yes, Cal and Billy were there and they showed us all what being brothers can be like. They picked on each other, told stories of their Dad (Cal Sr.) and shared what the week would be like. More on this later.

When the talk completed I turned to head off to work - I needed to pay for this week and did not think my management would take kindly to just blowing off work for the fun of the experience. On my way out I was fortunate to share a few words with Al Bumbry - basically a thank you for a message he shared with me ( and a group of Junior Orioles) back around 1978. From there - I went to the office ... beaming and remembering baseball as a kid. It was all so innocent then.


Later in the day - I could not hold off. I headed back to the complex and made it in time to see three plays that had me beaming so much that my shirt buttons were in jeopardy of popping. The first play was one of those right place, right time kind of plays. My youngest son was playing in left/center field when he misplayed a ball and it flew over his head. He was playing at the field on the left (Fenway Park) and the ball rolled to about 20 yards from the Green Monster. He never panicked - just picked up the ball, turned, and threw a one hop strike to the catcher to throw out the runner from third .
On the field just past the Green Monster, my older son was playing. Just after the put out at home, I turned to see him come up the to the plate. Now, a little table setting is in order. The facility just completed the field portion of the Yankee Stadium replica. This is not a scaled down version - rather it is Ripken's first 90 foot diamond in Aberdeen and it is beautiful. Synthetic surface for all but the pitchers mound and home plate. Dimensioned to match the original Yankee stadium. My older son is usually a bit nervous around new people (just like his Dad I guess) and here he was the smallest and probably the youngest on the field. He steps to the plate with a runner on second and a score of 0-0. The picture to the left is his actual at bat (red helmet shows me that it is him). The pitching for the first day is done by camp instructors (college or AAA level players) and they are throwing in the mid 60's for the kids. My son was the last to bat for his team (moreso because his parents signed him up late and they built their lineups before they knew the kids) and so far ... not much offense. The oldest son jumped on the first strike and drove a line drive single up the middle. SCORING THE GO AHEAD RUN. That lead held until the second to last inning when the opposing team went ahead.

The final play to report - to be honest I didn't even know it was my son at the time. I thought it was just a remarkable play made by some 10 year olds. Bases loaded, one out. Ground ball hit to the third baseman. Cleanly fielded and threw the ball to the catcher who stepped in front of the plate, received the ball with back foot square on the plate. From there the catcher steps out one more step and throws a rocket to the first baseman. 5-2-3 double play. My son was catching! Something he has only ever done once before. Dad beams!!!

Yes, the games were fun to watch - but I must admit that what touched me the most was back during the Ripken brothers talk. For years, I have been trying to get the message to parents and coaches alike that the game is about the kids. That we as parents, coaches, advisors, league officicals have a responsibility to do for them and not do to them. Trying to coach to much or correct a flaw that we think we see - quite honestly does more damage to a young player than just letting them be. Cal and Billy talked about a number of things that are at the core of their teaching philosophy (taken directly from their website - http://www.ripkencamps.com :

Keep it Simple
Young baseball players must crawl before they can walk and walk before they can run. Teaching that is too complicated is difficult to remember and can result in frustration.

Make it Fun
Learning doesn't have to be tedious. Drills and instruction are structured so players enjoy themselves while learning.

Celebrate the Individual
No two players are alike, so why should they be treated as if they are? Each player has his or her own comfort zones, strengths and style.

Explain Why
"Why" is a young person's favorite question. Young players have an innate need to understand the reason behind the teaching. Lessons that make sense will stick with them.

Thank you Cal. Thank you Billy. Not only are you passing on the wisdom of your father, but you serve as ambassadors for interacting with youth in general. While I understand you have a business you are running - you do so from the heart and from the belief that we are all part of something much bigger than ourselves.

Trying to agree with the President

Take a look at Obama to take aim at credit card abuses - I find myself trying to agree with our President. The only piece of sanity that I can see is the third paragraph of the story - 'We need to do things to stop the marketing of credit in ways that addict people to it". - Make it harder for people to get credit is the only sane concept I see. There are very deep costs associated with this change however.

That said - this would apply to the policies put in place over the past 30 years to provide credit (specifically home loans) to those on the lower end of the financial spectrum. As soon as that is done - the social reformers will complain and the process of going back to the miserable state of where our financial services model is today will begin.

So, a single step towards agreement should not be seen as agreeing with the direction. No, instead I fear the current administration will unfairly target business again and punish organizations and people who are actually trying to earn money for their families and their shareholders - this concept appears to be lost on many in Washington.

There is NO good cure for what brought us to this point. I just wish the President and Congress would sit back and realize this. Instead of quick fixes - examine the entirety of the situation and plan ways to fix it instead of throwing legislation and policies at the crisis wall to see what sticks. The consequences are too expensive.

Biden is soooooo generous

I am still trying to not bash the current administration but it is getting more and more difficult. After all, according to DHS I may be viewed as a rightwing extremist because I oppose illegal immigration, oppose abortion, believe in states rights as outlined in the Constitution and believe that all citizens of this great country should be protected and provided for without being judged based on race, creed, color or financial background. So, in an effort to speak up without arguing that our country is headed down the wrong path - I will take the time to reflect on the day itself - April 15, 2009 - TAX DAY.

Today, the White House released pieces of the President and Vice President's taxes. President Obama did very well for himself this year ($2.5M) with his recent book. It is interesting to note that he paid roughly 32 per cent of that back to the federal government in the form of Federal tax and 2.9 per cent in State taxes. President Obama also reports that he paid approximately 6.5% of his income to charities. Very impressive Mr. Obama.

On the other hand, Vice President Biden earned $269,256 (including income from his memoirs). Compare his contribution to the tax system with the President. Mr Biden paid roughly 17 per cent to Federal Tax and 4% to his home state of Delaware. Now for the kicker. Mr. Biden makes reference constantly to his Roman Catholic faith. However, when it comes to giving back to charity he apparently missed the 10% tithe that is present in virtually every Catholic church. No, Mr. Biden missed by an order of magnitude and donated .7% (less than 1 per cent) to charity.

Why is this an issue? From one of my previous posts I stated that Joe Biden reports a net worth of $63,000 . Net worth was a big issue during the election of 2008 (Palin is out of touch as her net worth dwarfs her constituents). Why did no one ask 'Why is Joe Biden only worth $63K when he has been collecting a salaray as Senator for 35 years.?' . One could assume that he was being philanthropic with his income and living a modest lifestyle. At less than 1 per cent being donated to charitable organizations - I think we can rule that out.

So, if Joe Biden is not overly generous with his money - where did it all go? Again I ask - is someone who makes in excess of $150,000 a year for a number of years and is worth less than $100,000 really the person we want a heartbeat away from the presidency when the economic future of our country is in such peril?

Let down by government ... again .

It has taken me some time to get back and put my thoughts on the record. This is not due to my lack of interest or lack of passion on what is on my mind. I have been trying ... trying very hard ... to not post a negative comment regarding our President and the Congress. I still have nothing more positive to say since my last blog - so I will not comment (for now) on what is happening.

Instead, I want to express my deep disappointment with a local matter. As my friends know - I have been volunteering for several years with a local baseball program. This started when my oldest son wanted to play baseball. I started as many parents do - as an assistant coach. My role as assistant lasted until the 2nd week of the season and the head coach stopped showing up. I took over the role of 'Coach' with a passion and to this day - I love that job. The next year I was even more involved - Head Coach from the start and volunteering for anything else that was needed. The following year - I was running the program (for the 4-6 year old age group).
Over the next several years I continued to coach and took on more roles. I was the commissioner for multiple age groups - coaching multiple teams (some that I did not have child participating). I truly love coaching youth sports! The administrative side was a role that I did ... because it needed to be done. I believe we made the programs better by stressing sportsmanship, parental involvement and insuring every child had equal opportunity to share in America's past time. The programs grew every year, other programs around ours were shrinking - this had nothing to do with recruiting.. Word of mouth spreads quicker than any marketing campaign could.
There are a few dedicated individuals that I became very close friends with and it was through their (along with some of mine) efforts, ideas and commitment to the youth of the area , that the program flourished. Those few dedicated people ran and continue to run the program - not because they want to be the only ones behind the program but because no one else will. The local Park and Recreation council are supposed to support the program as it is a county operated organization along with a county run program. Instead, the Rec council is the biggest challenge to running the program. From field allocations (baseball is the largest spring sport but are last to get fields) to conflicts with other area events (baseball always gets bumped) - the Rec council seems to represent everyone in opposition to the program.
For the last several years I , and others on the board, have talked about moving away from paper registrations (where we hand type all the information into a large spreadsheet) to electronic. The Rec Council had been saying they were planning something for all sports programs but nothing ever materialized. So, last year ( June 2008), we decided to execute on our own plans. We looked at a number of options and decided on a solution. We officially opened electronic registrations (along with secure team web sites, team and organization calenders ...) in August of 2008.
This year has gone reasonably well - over 800 registrants. Teams are forming, communication to parents is up and we have reduced a good bit of the administrative overhead of previous years. This last point has allowed those who previously spent their evenings typing data into spreadsheets to more proactively plan for events for the kids. Remember the kids - they are who the program are for (not the administrators, not the coaches, not the Rec Council).

So, Why am I upset? I sat through a Rec Council meeting where the presented (or the vendor presented) what the new registration system would look like from this point forward. While I applaud their efforts and the fact that they have actually done something to help the programs - they appear to have done this for different reasons. In short - the Rec Council has taken ownership of the data and who has access to it. Why do I care? For starters - we, the volunteers, still are responsible for everything else - to include collection of fees. Secondly - a few years ago when we were asking for more fields - we were told to report the demographics of our program. Why? They wanted to limit which zip codes were eligible to register for a program using 'their' fields. In addition - instead of offering the programs (Judo, softball, theatre, baseball, basketball, football, soccer ...) the service - they have mandated the use of 'their' system. How do they do this? They have reported that will not approve budgets for any program who does not subscribe to the new system.

Here it is - the government is stepping in to an area that is already running well and taking over the specific area that does not need assistance. Instead of augmenting in areas that the current organization (or company) needs assistance with - they are taking over the piece that already functions well and by their own insertion will cause a breakdown in the effectiveness of the entirety. Let down by government .... again!

Give Obama a little credit

When I see a positive - I will say so. On the 20th President Obama's press secretary stated that the administration would NOT support the Vehicle Miles program. If this is true - I agree with the President. The idea behind the program is to tally what times, which roads and how many miles an individual has driven and then bill them for the use of the roads. While the intended spirit of this program is to have those that use the roads pay for them - 1) I don't trust them and 2) this is an assault to all those not living in the inner city.

Once the group in Washington figure out what kind of data they are able to capture - I can only begin to see what they will want to do with that information moving forward. 1984 has nothing on what these 'lawmakers' can come up with. Time based tax policies for using certain roads, annual reporting of travel to specific areas to the Chamber of Commerce, tracking mileage versus fuel consumption to insure we the public are driving 'economical' cars. No - I don't trust them at all!

The assault on those of us living out side of the city limits where 'public' transportation is available could not be more direct. Lawmakers fail to recognize that in addition to driving to and from work - some of us use the roads and our vehicles for more than our own capitalist endeavors. Yes, some of us drive our children and other children to school. Some of us volunteer to run youth sports programs that the local government actually does very little to support (including blocking the use of public fields for youth sports use). Some of us volunteer in public schools - mentoring, tutoring and advising the youth in the community. Some of us volunteer with local churches and the programs those churches provide that the local communities can not live without. Some of us even drive in to the city to volunteer in the ways listed above.

So, President Obama - THANK YOU. On this topic - you have defended freedom.

Class warfare

The current direction that our Congress and President are trying to take this country has but one outcome - Class Warfare unlike any we have ever seen. Are you a have, or a have not?

While I really want to blog on a number of different issues - reading the latest report on helping 'Main Street' has started to boil my blood. I have long believed that helping those in need was our responsibility from a moral perspective. I have never believed that changing policy based on social class was a good thing. Apparently I just don't get it. When an individual or family faces a hardship (unemployment, major health issue, loss of a family member), communities should act to assist as they are able. When someone foolishly enters into a loan that they have no ability to repay - they should pay the price. It hurts fewer people in the long run.The federal government has no business adjusting mortgage rates to fit an individuals financial needs. This is outright Socialism.

Consider for example: The Smith family that buys a home based on aggressive financing terms (40 year loan at 5% adjustable). They qualify for the loan that will absorb 40% of their gross income (personally, I think this is insane) . By way of example - the family makes approximately $55,000 a year and takes a loan on a $300,000 home - principle & interest of $1,821. A simple move of 1% on the adjustable note would move the monthly payment to $2018 (increase of $197) which would then equate to 44% of their income, if nothing else changed. This new payment is definitely a hardship for the family (a 4% move in debt ratio over a small period of time). Who is at fault? The bank? The government? The home owner?

Personally, I think all three are at fault but if the bank and government did not deliver the loan they would be considered not assisting someone with achieving the American dream. So, now what do we have? We have a situation that where the home owner needs help - and where is the help supposed to come from? The current plan of the government is to adjust the loan to make it fit the home owners lifestyle (more on that below). Restructure the loan (change the interest rate and principle) so that it fits within a 38% debt ratio. Who does it hurt after all? It hurts the bank, who now needs to lose money on the deal by changing the principle (devaluing all home prices) and interest at a rate below the agreed upon level (hurting share holders and employees of the financial institution).

To qualify for this program you will need to go through a 'uniform eligibility test'. This is code for - we will decide who gets to take advantage of this program.

What abut the family who bought a smaller house, paid a higher interest rate because it brought consistency to their lives (30 year fixed loan with a 32% debt ratio). Apparently there is nothing for them. This breeds a society that will continue to over spend and expect others to bail them out. Those who save are punished. Those that are responsible are left to continue paying for those who are not.

Again - a family that experiences a sever hardship deserves assistance. We should all continue to assist those in need through individual and community acts of charity - this is what is right. We should not be held accountable for people who continue to oversubscribe to societies wants. BTW, how many of the people affected in the mortgage crisis have cable television, a car less than 5 years old, a cell phone and a big screen TV? If you have all 4 of these and experiencing a housing criss where you can't pay the bill - the problem is not with the lending institution .... it is with you.

We are accelerating down the wrong road.

When the government started planning for TARP 1, the hair on the back of my neck stood up. Face it - the banks in the U.S. were in a difficult position but it was the government that helped them get there so perhaps they should help bail them out. I was against the 'covering of the tracks' by Mr. Frank of Massachusetts but knew that I did not have a vote in the outcome. The government decided to spend 'my money' because they are smarter than the common man (tongue firmly planted in cheek at this point) and they gave the banks the first $350 billion dollars .... with absolutely no strings.

Follow along:
Mistake number 1 - all the garbage pressure place on the banking industry to loan money to those that can not afford to purchase a home.
Mistake number 2 - TARP 1 .
Mistake number 3 - Failure to control, watch, manage or even track where TARP 1 funds actually went.
Mistake number 4 - Requesting TARP 2 funds.
( up to this point this has been on President Bush' watch, except mistake number 1 that started back during the Carter administration)

Now, in addition to the proposed 'stimulus' package which is nothing more than a big list of pet programs, bailouts for states that can't manage their own budgets, and a justification to spend more taxpayer money now and in the future, President Obama is raising the concerns about how banks spend their money. Face it - the banks are making huge political mistakes with the way they continue to spend money. BUT - IT IS THEIR MONEY! It is very easy to be swept up in the anti-Wall street sentiment if we allow our jealousy to get the better of us, but consider what this means. How much is enough? How much is too much? I am no longer talking about Wall street - I am talking about an individual or corporation - in the eyes of the government. There are plans to limit executive compensation to any bank that received funding to $500,000. Granted that is a lot of money to someone who makes less than $100,000 but what business is it of the government to dictate how a business operates? If they want to start setting limits and controlling compensation - perhaps they should look at themselves first - Fannie Mae anyone and this is a government 'corporation'?
So now consider that a corporation is no different than a citizen in this country. Does the government have the right to regulate how much money you make? Yes the incrementalism argument begins to build at this point. What if the government decided that any individual, organziation or company that has ever received government assistance was then beholden to any regulation on compensation they want to impose (after award of the assistance )? If BIG GOVERNMENT wants to start down this path - let's start by limiting compensation for any artist (actor) that ever participated in any activity paid for by the NEA. Next, any athlete that attended school on any form of government paid scholarship can only receive compensation of $150,000 (roughly 5 times that of the average American according to U.S. Department of Labor)? University professers are limited on compensation and length of employment - afterall they are paid for partly from the government trough. I can continue ..... but won't.

The point of my argument is taxes are a voluntary (according to Harry Reid) contribution to the government. The government(at least the legislative branch in this blog entry) has completely lost site of this simple fact. The money is not theirs - it is ours. Our founding fathers knew this and warned against a government becoming too powerful for the common good. We are heading down the wrong road and someone is standing on the gas pedal. How do you get off of this ride?

"There are two distinct classes of men...those who pay taxes

and those who receive and live upon taxes." -- Thomas Paine (1737–1809)

Times have changed

Governments have long been the safeguards for those less fortunate. At least that is what they have claimed - in reality it has been the charitable organizations that do the real work. Have we just seen the beginning of a new era of entitlements? Take a read here and tell me if you can see the same thing coming to your government decision body.

Seriously - television being essential? I guess iPhones, high speed internet and convection ovens are the new food and shelter staples. Yes, the story is from Brazil but what makes you think the U.S. government won't follow the path? We already have a government wanting to give out contraception to our kids in schools and a massive 'Share the wealth' plan with the latest 'stimulus package'.

Elected representatives - please go back to taking care of the things that really matter. Pay down the debt so my grandchildren don't need to do it. Protect this great country and the principles it was founded on. Read the Constitution and understand why it was written the way it was. And please hold criminals accountable for their offenses before you start making more people criminals by passing ridiculous frivolous laws.

Un-friend ... a relative

I am somewhat new to the whole social network scene. My boss initially recommended I check out Facebook so I did a little exploring. It is still a little strange to me but I found contacting some old friends, schoolmates and even some work buddies to be interesting. There was another thing that sat their lurking for me. Could I use this to repair a little damage done to an old relationship. We have all had things happen in life that caused a break between friends - could Facebook help to mend the broken fence.

I am referring to a crippled relationship with my sister. You won't find any details about what happened between us - I don't talk out of school. I found her profile and requested her to 'friend me'. I was surprised when she accept my friend invitation. I was able to see her profile - check in to what she had been doing (job, programs her kids are involved in ...). That was good enough for me - at least for a start. I would take my time and when the time seemed right - perhaps I could make more contact with her.

Before I even had the chance to finish reading up on her family happenings something broke. I thought it was just an error here or there that stopped me from connecting to her profile. Then I saw her 'walling' with other friends on line and I realized that it was not a glitch in the system. Nope, it appears that my sister has 'un-friended' me. When I realized what had happened, I did something I probably shouldn't have done - I sent a note to a mutual friend and asked him to say Hi for me. I further stated to him that she didn't talk to me anymore. That was wrong - Sorry John.

What hurt would lie that deep that your own relative would cut all ties with you? It has been several years since we talked. My family has sent birthday cards, left singing birthday wishes on their answering machine and even sent gifts for different occasions to her and her family. I have sent a few emails but the time between them has increased. Not a single message/note/gift has received as much as a 'thank you' or 'got the message' .

I hope she has what she wants and needs. There does not seem to be much more I can do.

Look out for the other guy (or girl)

We all find ourselves hurrying around getting from place to place - but take a little time to consider your actions ..... or inactions and the implications of your decisions. This week the atlantic coast was hit with a small ice/snow belt that closed schools and disrupted the normal routines to many of us. I am fortunate to have my car parked in the garage overnight so I understand that I have it a little easier than some. I went to the office every day - even earlier than usual because I had work that needed to be done (physically in the office) and people staying home with their children yielded me the perfect opportunity to get to it.

When I left the office the other day I cleared the windshield, side windows and rear window of my little Volkswagen Jetta. I also cleared the hood, roof and trunk. I have seen the sheets of ice/snow that fly from cars and thought it was the right thing to do. Sure enough, coming home from work yesterday along a very clear an unobstructed Route 32 (right near the State Highway Administration building) I encountered someone who did not take the same steps. You guessed it, a snow/ice sheet from a truck (coming the other way) flew off and soared 15 feet into the air. I was in a flow of cars traveling at about 50 miles per hour and there was no place to go. I held on tight as the ice sheet nailed the roof of my car with a thud. I pulled over as soon as it was safe and found the nice dent in the roof of my car - a mere 2 inches from my windshield.

I said a quick prayer of thanks, that it did not come through the windshield, and then sulked at the thought of my new VW with the dent. Take a read and follow - http://weblogs.marylandweather.com/2009/01/driving_tip_push_the_ice_from.html .

Appreciation for those that use their talents

I have long been an admirer of those that embrace the talents they are blessed with and use them in productive ways. This is not a long post, but I felt like I needed to write it down.

Whether it be an artist working on a piece of sculpture, a pianist tickling the ivories or an automotive mechanic making my car run better - I truly enjoy watching. I will also say that the inverse is also true - watching someone perform a function that they truly have to work at is a challenge for me. Baking a cake by someone who does not seem to do it naturally is a very difficult experience for me endure.

So, why post now? It is simple - my brother is one of those people that I truly admire. I admire the gifts that God has given him and I admire what he has done with those gifts. Mick has a true gift for carpentry and building things in general. I am constantly amazed at what he is able to do. This was magnified last night when I was looking at my handiwork in building out the basement in my home. On one hand I am proud of what I did - on the other hand I realize that I do not share the same gifts that he has (mine are truly different). The finished product is only one piece of the observation - I really do enjoy watching.

I do this routinely - whether it is a teacher at my children's school that is blessed with the gifts and desire to teach. Several of my co-workers who have a rare gift of observation. My mechanic, my priest ... you name it.

Challenge yourself - find what your true gift is and do it. Challenge yourself again and find someone using theirs .... and just watch.

Proud to be an American. The price is worth it.

Tomorrow, January 20, is a day that makes me truly proud to be an American. No, this is not another gushing review of President-elect Barack Obama. No, this is not another notification to the world that we will swear in the first African-American President. No, the day marks one of the things that makes this country truly great. The peaceful transition of power from one elected official to the next - I could not be more proud of this legacy that our country leaves to the world.

If you have read any of my posts on the election you can see that I am no fan of our future President. I disagree with virtually everything he campaigned for on the basis of ideology alone - I make no judgement on the man himself as I do not know him. That being said - beginning tomorrow he will be my President and I will stand behind him, if called to do so. Elections have consequences but as a citizen of this country, I have a responsibility to support and defend her and that starts with support for our president. I have not been a big fan of the political leaders in our country over the past several years but as a citizen - I do support them. I also support the citizens of this country by voicing my opinion (even though I do not do it as often as I should).

President Bush will not go down as my favorite President but he will be remembered, by me, as a man of character and as a selfless man that did for the world what he believed he was called to do. Any person that stands on principle, regardless the cost, is a man worth remembering and modeling (atleast a small amount) in your own life.

I used to speak to high school kids about succeeding in life and one portion of the talk was about 'who is the most successful person you can think of'. The idea of the talk is to define success in your terms and not be trapped in to the traditional view of success. As the kids would throw out all the big names that you expect (Gates, James, Jordan, Manning, Woods) they would eventually start calling out parents, brothers, clergy .... The point of having them call out names was to prove that there is no one definition of success. President George W. Bush is one of those people that I would bring to their attention today. He is a man that, on principle, took on the world. Ridiculed at home. Despised around the world. He stood on principle that those with the ability to affect change, have the responsibility to do so. THANK YOU Mr. President for your service.

To our soon-to-be President. I wish you well and I offer you my support. I will stand and defend you and our country. I will support you both by defending and disagreeing with you. I only hope that others will do the same.

Let's go back in time

While amendments to the Constitution are worthy attempts to keep the 'living' document alive, I think there was a change made that needs to be looked at again. The section of the Constitution that I want to talk about is one of the most sensitive portions - it is important to understand that I am concerned with the less known portion of what the 14th amendment modified.
The Constitution (Article I, Section 2), as originally written spells out :

Representatives and direct Taxes shall be apportioned among the several States which may be included within this Union, according to their respective Numbers, which shall be determined by adding to the whole Number of free Persons, including those bound to Service for a Term of Years, and excluding Indians not taxed, three fifths of all other Persons.

I am most interested in the 2nd through 4th words of this sentence. The reference to taxes was completely removed from the 14th amendment and, in my opinion, one of the biggest reasons we have the imbalance in taxation we find today. This portion of the Constitution (Article 1, Section 2) is all about how the representative government would be set up ... representative of the population.
I believe our forefathers knew what would happen if large groups of citizens had a power without responsibility for the power they created. If you take the founding fathers at their word - the taxation of the states should currently follow that of the Electoral College. Take a look at the map to follow along.
Instead of a tax system where every citizen is taxed at a given rate (don't get me started about the unfair nature of regressive taxes) - each state would be responsible for paying 'their share' to the federal government. The fair share would be the same as their ability to elect the President and Vice President. Areas of higher population have more votes and should also pay more in taxes ( on a regional basis ). This has nothing to do with income levels - it is a direct mapping to their constitutional rights presented in the Constitution. To simplify - you pay the taxes proportional to your access to the government providing the services for you.
So, in the case of the U.S. population - my state would be responsible for providing 1.86% of the federal budget (10 electoral votes for the state of Maryland against 538 total electoral votes). On the other hand a state like New York (which can decide an election) should provide 5.76% of the federal budget and California should provide 10.22%.

This model could and should be used at the state level as well. If you have a larger voice - you should pay a higher price. This is not an attack on individuals - it is the fundamental fairness that our founding fathers had designed and over time, we have forgotten. Perhaps if the citizens had to pay for the services they are demanding - they could/would be a little more careful in exercising their right to the vote in the first place.